Brokers

Wholesale Mortgage Lending Program

Empower Brokerages and Loan Officers with Lockgate Capital

Unlock faster closings, greater confidence, and tailored solutions with Lockgate Capital. Our wholesale mortgage lending program is built for top-performing brokers managing active scenarios. We work as your dedicated capital partner to help you close deals efficiently while focusing on strengthening client relationships.

How to Join Lockgate Capital

Apply Online

Complete our quick application to get started.

Speak with Our Team

Connect with our lending experts to discuss your goals and explore our programs.

Review Loan Programs

Gain insights into our wide product range, including DSCR, Fix & Flip, Ground Up Construction, Long-Term Rental, and more.

Package Deals

Let us handle the complexities while you focus on your clients. We package and process deals seamlessly.

Close Confidently

Rely on our streamlined processes to close deals quickly, with clear communication every step of the way.

Lending Products at a Glance

Product Purpose Key Features
DSCR Loans For real estate investors qualifying via rental income No DTI requirement, LTV up to 80%, flexible terms
Fix & Flip Loans Short-term renovation projects Fast closings, up to 90% LTC, competitive interest rates
Bridge Loans Interim financing between properties Up to 85% LTV, quick approval, flexible repayment options
Ground-Up Construction Financing for new construction projects Up to 85% LTC, simplified draw schedules, competitive rates
Long-Term Rental Loans For stabilized rental properties Fixed rates, no seasoning required, low rates
Multi-Family Loans (2-4 Units) Expand rental portfolios Up to 80% LTV, tailored for smaller multi-family properties
Short-Term Rental Loans Financing for Airbnb and vacation rentals No income limits, flexible terms, competitive pricing
Investor Refinance Loans Refinance existing properties Cash-out up to 80% LTV, reduced rates, fast approvals

Why Brokers Choose Lockgate Capital

Competitive Pricing

Market-driven rates ensure you're always offering the best deals

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Fast Turn Times

Close deals in as little as 7–14 days, depending on the product.

02

Simplified Processes

Easy draw schedules and streamlined workflows reduce stress and increase efficiency.

03

Expansive Reach

Lending available across a wide number of states and products.

04

Increased Commissions

Boost your closed loan volumes and earnings with our expertly tailored loan programs.

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