New Construction

Why Choose Our New Construction Loans?

Construction Loans Designed for Real Estate Investors

Flexible Funding, Fast Approvals, and a Simplified Process

Lockgate Capital’s Ground Up Construction loans offer tailored financing solutions for real estate investors focused on non-owner occupied properties. With quick access to capital and competitive terms, you can confidently start new construction projects, with funding available for up to 100% of construction costs.

Our construction loans provide experienced investors with the support they need to manage project costs efficiently and complete builds designed for sale.

Are We a Good Fit?

Simple Qualifications for Investor Refinance Lending

Built for Experienced Real Estate Investors

Our Investor Refinance product is designed for seasoned investors who are looking to optimize their portfolio financing. Here’s what you need to qualify

Experience

At least 1+ completed properties

Credit Score

Minimum of 650

Liquidity/Reserves

1-3 months of reserves, with an 80% advance rate and 20% down

Property Type

SFR, Condo, Townhome, or 2-4 unit residential properties

Additional Requirements

Non-owner-occupied properties, 90-day seasoning requirement, delayed purchase transactions available, blanket loan option

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